Revenue Based Funding
Revenue Based Financing (RBF) provides flexible working capital for small businesses using a simple repayment structure tied to your revenue. Instead of fixed monthly payments, you repay a small percentage of your daily or weekly sales until the agreed-upon amount is fully satisfied.
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Step 1: Qualify
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Meet simple requirements to access capital. We specialize in helping small businesses that may not qualify elsewhere or need a convenient, flexible solution. To qualify, your business must have been operating in the US for at least one year, generate monthly revenue of $10,000 or more, and the owner must have a credit score of 500 or higher.
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Step 2: Apply
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Provide basic business information through a straightforward application. You will submit your name, social security number, business name, Tax ID, and the last few months of business bank statements. Minimal documentation is required, including a driver’s license, voided check, and bank verification. Rarely, additional documents such as a tax return or proof of ownership may be requested.
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Step 3: Get Approval
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Receive a decision within hours. Once we have your information, we conduct a full, upfront review. Our approvals are reliable and typically do not require modifications. Customers are usually informed of the outcome of their application within a few hours.
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Step 4: Receive Funding
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Access your funds quickly, often the same day. After accepting your offer, a funding call ensures you understand all terms and features of revenue-based financing. Once you are confident in your funding details, we can transfer the funds directly into your business bank account.
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Step 5: Remit Payment
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Payments begin automatically within one week of receiving funding. Amounts adjust with your revenue, so if business revenue decreases, payments decrease as well. Customers are encouraged to stay in contact if challenges arise, and we may be able to assist.
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Step 6: Renew
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Consider additional funding once you have repaid approximately half of your balance and are current on payments. Renewal funding can be used for any business purpose, and your dedicated Account Executive is ready to help you get started.